Retirement tax questions

As long as you met the RMD for 2024 it should be fine. But since you are using TurboTax Desktop you could enter it in forms mode. 

1. Pull up 5329-S and scroll down to part IX
2. In the Additional Retirement Account Smart Worksheet under Non-inherited IRA, Additional enter the RMD from the IRA you didn't make any withdrawals.  

This is an example of a $5,000 distribution from one IRA-a which had a $2,000 RMD, another IRA-b had a $3,000 RMD but nothing was withdrawn from this IRA-b because it was covered by the other IRA-a.

Note, this Smart Worksheet does not get sent to the IRS.