Retirement tax questions

Did you add your 2023 contribution to your 2023 return at all? I see above that the Form 8606 wasn't included - do you see a deduction for the contribution on line 20 of Schedule 1 from your 2023 tax return?

If there's an amount on that line on the 2023 tax return, then the contribution was not made with after-tax money so the full amount will be taxed on your 2024 return.

If there's no amount on that line, then your 2023 contribution was never reported on your 2023 return and that's why you don't have an 8606 attached. 

To avoid the tax on the distribution, you'll need to tell TurboTax that you made nondeductible contributions to your traditional IRA. This screen comes up after you enter all of your Forms 1099-R, and you will see the distributions added to income as they're entered. Once you enter the information about the nondeductible contributions your tax liability will be adjusted again.