Hi Annette,
I eventually figured it out. What was happening was that I needed to set my prior year baseline at the $14K, instead of $0. When I did that, everything ran appropriately. TurboTax needs to make that clearer in its instructions. I found it fishing around a blog post from an accountant who had emphasized that point.
Thanks for your assistance. I appreciate it. Hopefully this helps someone else, too.
