engel97
New Member

Retirement tax questions

Yes, I was worried that the earnings my over contribution which was also withdrawn this year will not be taxed this year.  So I really don't need to submit a substitute 1099-R and just wait for next year's (2025) tax filing for the actual 1099-R from my plan administrator issuance of it and have it reported on my 2025 tax returns.  That makes it easier then.  Thanks.