I agree aggregating the forms isn't going to fly with IRS. I have 3 accounts but only 2 1099's 5498's were filed with IRS on all 3 accounts so IRS is going to want to know disposition of each account.
Account 1 account has no 1099 R since there wasn't a withdrawal but an RMD is required, but the required amount is more than covered by one of the others.
Account 2 has a 1099 R but the withdrawl didn't cover the whole RMD
Account 3 covered itself and all the others with excess withdrawal to spare
I have NO Clue how to get TT to correctly handle this. I would greatly appreciate advice. This is such a poor interface, I am amazed we even have to have a discussion like this.
