Retirement tax questions

OK, let's look at your W-2. The amount in box 12 with a code of W is the SUM of what your employer contributed plus what you contributed by payroll deduction. So when you say that you contributed $3,573 was this the code W amount or was the code W amount $4,573?

Did you say that the code W amount was $3,573, but TurboTax told you that the excess contributions were over $4,150? That doesn't make sense.

Don't use the Excess Contributions Withdrawal form until TurboTax tells you what your excess is.

When I see you say that your excess was over $4,150, either I misunderstand you, or you did not go through the HSA interview to tell TurboTax what your HDHP coverage was.

Please go back through the HSA interview and go to the Summary - this should look like this:

Tell us the numbers and we will be able to make sense of this for you.