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Retirement tax questions
@EHutchins - I edited my answer, as @dmertz points out I did overlook the fact you did not combine accounts, so please remove the excess separately.
Although your employer also contributes money, they still should not allow you to overcontribute- can you confirm that your W-2 shows more than $4,150 in Box 12 Code W for both of you?
March 5, 2025
12:24 PM