Retirement tax questions

@Marlee1 

I agree, there isn't really a solution for e-filing.  If you were to file by mail, you would attach a written explanation, but Turbotax does not allow attachments when e-filing.  So using code 1, and then having an explanation ready in case you get a letter, is probably the better way to go. (Because e-filing is better than filing by mail for many other reasons.)