Retirement tax questions

@Opus 17 @dmertz 

 

I just spent an hour on the phone with BOA HSA and they said they cannot change the code from a 2 to a 1.  Very frustrating.  Do you think I should just change it myself and then if audited I can explain that they wouldn't correct it?  or how else should I handle?  

 

You both have been VERY helpful.  Thank you!