ellinj
Returning Member

Retirement tax questions

In 2024, I had 3 different accounts with 3 different account numbers 

 

1. The original IRA in wife's name

2. the BDA IRA in my name

3. my new Rollover IRA in my name

 

the only 1099 I have is the RMD from the BDA. That 1099 only has the RMD not the distribution to the new Rollover IRA. I feel like to properly answer these questions I need the 1009R from the original IRA.   If I ignore the first rollover/transfer and enter the 1099R as if it were mine the tax seems to come out correct. I am taxed on the total of the RMD from my IRA and the RMD from the BDA ( formerly the wife's IRA).  Even though there is no tax implication I am unsure if I can simply omit the rollover from 1. to 2.