An "inherited IRA" is the same as a "Beneficiary IRA".
It sounds like this is what you have. The account of your late wife is now your account.
You would answer "Yes, you inherited this account"
You would answer "No, you did not put this into your own account"
The answer would only be yes if the original account was closed and you took the distribution and deposited it to a different account.
When you properly say "No" to the second question "Did you put into your own account" the program will ask if this was an RMD for the original owner. You will say "Yes "since she had not taken the distribution before her passing.
No, you will not get another 1099-R since the account was only renamed.
Since your wife had reached the age of required minimum distributions in 2024, you will need to take an RMD from this inherited/beneficiary account going forward based on your age.
HERE is more information from the IRS
HERE is a link about filing after losing a spouse
We are very sorry for your loss
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