@Opus 17 @BillM223
1. Why did you have excess contributions in 2022? (Because your HDHP ended in July.)
I believe that is why it was overfunded. I had a new job in August and they didn't offer HDHP plan.
2. Were you eligible in 2023? (You said no.)
New job did not offer HDHP plan (small non-profit)
3. Did you in fact make contributions in 2023? (Probably not, but confirm.)
No
4. Did you withdraw any money in 2024 for medical expenses, or only the $149 to correct the excess?
Only the $149 for excess withdrawn. I have $15k in that account and building it for retirement.
I am worried about the mismatch on the form but if audited it will show that I paid the 20% penalty so don't know if it would be a big deal or not
