DanaB27
Expert Alumni

Retirement tax questions

Codes 8J indicate that you had an excess contribution and asked to withdraw the excess contribution plus earnings. Only the earnings would be taxable. But it seems you didn't have any earnings if box 2a has $0. Therefore, you don't have taxable income from this distribution and all you need to do is fill out the explanation statement. 

 

If you didn't request the withdrawal of an excess contribution plus earnings then check with your financial institution. 

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