Retirement tax questions

With a traditional pension, the entire payment is considered an RMD.

 

An RMD is the amount you must withdraw from a retirement account based on your age and life expectancy, because you are supposed to use up the money in retirement and not leave it untouched for your heirs.  Since a traditional pension payout is already based on your age and life expectancy, it is automatically considered to be an RMD and fits the RMD rules.