Retirement tax questions

I am withdrawing my excess contributions from 2022 and 2023 ($10,125 exactly). "

 

This resolves your 2022,2023 excess in 2025. You still have a penalty for those years on 2024 Form 5329.

Report the resolution on your 2025 tax return.

 

"I have recharacterized all 2024 "

 

Having recharacterized before Tax Day, there is no longer a 2024  Roth contribution 

Instead report a 2024 Traditional IRA contribution.

 

Having recharacterized Jan 2025 contribution. report this on your 2025 tax return.

 

@bmo742