To clarify, your spouse took all of her RMD for 2024? If yes, then she doesn't need to file Form 5329. The Smart Worksheet is only for your record, it doesn't get sent to the IRS.
Yes, if you any funds above the RMD can be converted to Roth.
- Click on "Search" on the top right and type “1099-R”
- Click on “Jump to 1099-R” and enter your 1099-R
- On the "Required Minimum Distribution" screen enter RMD for this account
- On the "How much of This Distribution Applied to your December 31, 2024 RMD" select "Some of this distribution…" and enter the RMD amount
- On the “What Did You Do With The Money” and choose “I moved it to another retirement account”
- Then choose “I did a combination of rolling over, converting, or cashing out money.” and enter the converted amount next to "Amount converted to a Roth IRA account" (keep in mind RMDs cannot be converted to Roth IRAs).
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
