The problem is with the input to TT related to IRA withdrawals. It's OK if there is only one IRA account, but with multiple accounts or in my case multiple assets within an IRA, each one lists the amount withdrawn and requires input of the RMD, so there are multiple RMD amounts that have to be provided. There can only be one RMD based on the combined total value of all the IRA's. As long as the total of the withdrawals exceeds the total RMD there is no penalty. So, what number do you enter in the multiple boxes for RMD? TT does not correctly handle this situation and computes a penalty even though the numbers meet the RMD requirement. I can fix it in my situation because there are multiple withdrawals from different assets within a single IRA. The company that holds my IRA downloads each asset separately. I can manually combine the amounts into a single entry.
