Retirement tax questions

Sorry for late reply.I live in PA state and  have questions regarding when you said protection against creditor to rollout fund in separate "rollout IRA" so if I do create another rollout IRA account does that fund is protected v/s Tradition IRA. I thought IRA count Just one account. I have mingled non deductible contribution to the traditional ira by mistake in 2024 also I have an another SEP account so not sure what should I do. any advise will be very helpful. Thanks