I made conversions from 403b retirement account to Roth in 2024. Prior to doing these conversions my income is small enough that I DID qualify to make a traditional Roth contribution (not doing a back-door,) and I read from multiple sources that the Roth conversion would NOT affect my income contribution limits. I believe I even got that off the IRS websitel. Now, TT if flagging my MAGI as too high and I think they are possibly wrong because they are counting the conversion as income (which it is) but not exempting it from the contribution limits which I think it is supposed to be. Most of the documentation online indicating the conversion amount affects roth contribution limits seem to be parroting the TurboTax mantra or coming directly from TT, while others say that specific type of income is not counted in Roth contribution criteria. Just posting in case someone really knows this and how to help TT understand if I am correct. I will continue searching for the IRS primary source info, but in the meantime if anyone has any more knowledge about this particular case I would really appreciate your sharing. Thank you
