@dmertz
I just wanted to be clear on this. Any money I take out of the original Roth IRA is tax-free as this account has been open for a long time. The Roth IRA that contains the after-tax rollover from my current 401-K was opened in 2022. Do I need to wait 5 years before I withdraw any money from that Roth IRA for the distributions to be tax-free? Should I continue to keep these two Roth IRAs separate for tax reasons?
Thanks for your help. I don't want to screw this up.
