A pension does not have an account balance. The company makes annual contributions to the plan according to ERISA requirements. The plan can be overfunded or underfunded at any point in time. The employee contributes nothing. The pension commits to making payments to you after retirement. the amount is determined by the pension plan. You may be thinking of a defined contribution plan which is probably a 401k and which calls for periodic contributions by employee and employer. I never had one of these but expect there is always a balance known to the employee. The employee generally decides how to invest his money.
