Retirement tax questions

OMG thank you so much @DanaB27 !! You are a life saver! 🤗  I redid the calculation for #3 and both methods match!! 🙌  I am so relieved to finally get the numbers correct. 

 

Since I don't need to withhold taxes for 2024 excess contribution plus earnings, the same goes for 2022 and 2023 excess contributions right?