I find all of this very confusing. I have two IRA accounts. (I don't want to use the actual numbers.) My RMD for Account A is much less than the RMD for Account B. But I withdrew more than the required total RMD amount from Account A and none from Account B. So, there is no 1099-R for Account B. When entering the 1099-R for Account A, I entered the actual RMD amount. Then on the next screen, I checked the box "Some of this distribution applies to the RMD amount." Then in Amount Applicable to the RMD, I entered the total RMD amount for both Accounts A and B. A subsequent screen asks for information on the RMD amount for Account B, which is where I entered the actual RMD amount for Account B. Is all this correct, or is this going to result in an error in filing my taxes, or alert the IRS to failing to take the full amount of my total RMD?
