I have an Annuity that provides me a 1099R showing the amount withdrawn at the end of the year ( I take monthly instalments) and the RMD amount. I also have an IRA with the amount on a 5498 form of which I have not withdrawn any money from. The total RMD amount, by adding together the 1099R RMD amount plus the 5498 RMD amount, is less than the yearly amount withdrawn from the annuity. So I assume I am meeting my RMD requirements. How do I show this information on the tax forms? The 1099R information is entered but the 5498 information is not entered. When the IRS receives the 5498 and sees I have not taken out any of the funds how will they know it is being covered by the amount taken out of the annuity?
