Carl
Level 15

Retirement tax questions

@nanapapa55  make sure you 'Read" the information. Your wife can not contribute to any kind of retirement plan because your wife does not have any taxable income of her own. But "you" can contribute to a "spousal IRA" (or ROTH) in her name. But it's important that you do things right, so that "YOU" don't get penalized for over-contributing to a retirement plan.