I actually think I figured something out. the question where turbo tax asks me about "What are your contributions already taxes on this IRA - even though the IRA I have been talking aobut is more than two pages back - when I answer it based on the Roth IRA it works out.... It is very confusing because you would think that question would come right after the Roth IRA in question.. but it doesn't - it comes several pages later.
However, when Turbo then asks on the same page value of all IRAS on 12/31/2024 and what are the contributions for 2025... my taxes go way back up.... and I have no idea why it would ask that question or why it would make it go back up...
so far now I think I found a way around it that works....
