Yes, you will take a regular distribution since it was after the due date and you can do this online.
You can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free.
Next year when you enter your 2025 Form 1099-R:
- Login to your TurboTax Account
- Click on "Search" on the top and type “1099-R”
- Click on “Jump to 1099-R” and enter all your 1099-Rs
- Click "Continue" on the "Review your 1099-R info" screen after you entered all you Form 1099-R
- Answer "Owned Any Roth IRA for Five Years?" screen
- Continue through the questions and make sure you enter the net contributions prior to 2025 on the "Enter Prior Year Roth IRA Contributions" screen (include the 2023 excess contribution).
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