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Retirement tax questions
Having earned income is not part of the eligibility for claiming the Saver's Credit.
You can always use TurboTax to determine with certainty whether you qualify for the credit by entering a tentative amount for a contribution to your Traditional IRA and then go through the section of the return for the Saver's Credit to make sure you qualify for it.
Take a look at the following TurboTax article to learn more:
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February 16, 2025
3:23 PM