dmertz
Level 15

Retirement tax questions

Yes.  Keep in mind that I have seen no guidance from the IRS that indicates that unrecoverable basis in the Roth 401(k) can be treated as a rollover to a Roth IRA.  However, it seems reasonable that if you don't (can't) claim a deduction for unrecoverable basis that that you would retain that basis.  If you enter such a Form 1099-R into TurboTax and indicate that it was rolled over, TurboTax will add it to your basis that it tracks.