@DanaB27 Thank you. To be clarify my Roth question? Let me provide numbers:
In my first plan, I contributed, in 2024:
Pre-Tax (traditional 401k): $14,000
Roth : $5,000
After Tax : $3,000 (I believe this doesn't count at all, correct?)
and in my second plan, I contributed in 2024:
Pre-Tax (traditional 401k): $10,000
The plan administrators refused to approve withdrawal requests. In this case, how much excess shall I report in my 2024 tax return? Is it
$1,000 (i.e., $14,000 + 10,000 - 23,000) [Roth contributions excluded]? or
$6,000 (i.e., $14,000 + $5,000 + 10,000 - 23,000) [Roth contributions included]?
Thanks!
