I have 2 RMD issues.
1. TurboTax does not sum all IRA distributions to see if the total RMD was met. It handles each IRA separately and that causes an unnecessary tax penalty to be applied to an IRA that did not meet its RMD. In this case, I had distributions from the IRA that caused the penalty, but it was not enough to satisfy that IRA RMD. Enough was taken out of the other IRAs to cover the "missing" RMD amount, so there should not have been a penalty.
2. TurboTax does not let me enter 1099-R data for an IRA that I did not take ANY distributions from. It needs to be entered because it should contribute to the total RMD requirement. Like issue 1, its RMD would be taken care of by other IRA distributions.
