You won't adjust the 1098-T. I think you are confusing payments made the first 3 months of 2025 with classes beginning.
- Payments made in 2024 for 2024 classes and classes that begin the first 3 months of 2025.
- Payments in 2025 are for classes in 2025 along with the first 3 months of 2026 classes.
What I don't know is:
- did you get a 1099-Q for the distribution? If so, use it against other eligible 529 expenses. Dorm or home, room and board usually exists as an expense.
- do you qualify for the education credit or are there scholarships involved?
The 529 is used towards room and board, books, supplies, etc. Please look at another of my answers, here which includes scholarships and 529 withdrawals to get the education credit.
References:
Qualified Education Expenses - IRS & room and board
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
