There is more than a couple of software issues here. Presently the software does not account for extra RMD distributions from any given account, so these amounts are not applied to other account shortfalls in RMD. Additionally I don't see where it accounts for RMDs for accounts where no RMD was taken. These RMDs need to be included in the total amount of RMD that needs to be distributed. All the RMD requirements and all the RMDs taken, whether too much or too little from any given account, has to be compiled to calculate taxes correctly. Additionally, if the RMDs are due and taken for different years at different times these have to be compiled separately. Presently it does not appear that the software can do this.
