Retirement tax questions
If your pension plan allows for the re-payment, it should be reflected on a Form 1099-R issued from your employer in the year of the repayment. It will be entered as a rollover distribution.
It is interesting to note that an emergency withdrawal is separate from a hardship withdrawal. As per this excerpt from an IRS article on pension plan withdrawals, a hardship withdrawal cannot be paid back:
So, it is advisable that you check with your administrator to make sure the withdrawal can be paid back, and in what timeframe.
If you determine that you can't pay the withdrawal back, you may be able to set up a traditional IRA to make a tax deductible contribution, however, which would give you a similar tax break.
[Edited 2/13/25 at 12:43 PM PST]
