I have 2 IRA accounts that more than satisfied my RMD. I've entered both 1099R's (just one would satisfy the RMD) and form 5329-T doesn't recognize them. I put in the RMD from my financial account, who says I met it 100%, and entered the 2 1099R's and said to apply both to the RMD. However form 5329-T show a penalty.
What can I do? How do I fix this?
