My wife received a large back pay in 2024 after she qualified for SSA Disability. I still work FT and make a 6 figure salary. Filing married jointly calculates to us owing a five-figure tax bill. It appears that there may be a benefit in this case to filing married but separate. If we file married but separate for 2024 do I need to include my income in calculating her taxable benefit using the Social Security income worksheet? Or, is it as simple as my income my tax return, and her SSA income, her tax return?
