Maybe I am not being clear. I started the year as a TDA client. Schwab bought out TDA in 2023 and did not migrate my account until April 10, 2024. TDA issued a 1099R that showed the distributions between 1/1/2024 till 4/10/2024; and Schwab also issued a 1099R that showed the money distributed from 4/10/2024 till 12/31/2024. The required RMD was for 12/31/2024 year end value. Both TDA & Schwab are for the same amount because they are basically the same IRA account but my required distribution should not be double.
