Thank you. Yes, I was surprised we got this when this was their deal and they were told to compensate us for the wrong that we did. They reached out to me. I didn't reach out to them. I just called them back and they told me what had happened. I will do the third option to try to avoid IRS flag. I did the first option already and my refund went WAY down and that's not fair when I didn't ask for any of this to happen to me. This was their error/fault/fraud. Thanks
