"You do not need to enter the 2024 Form 1099-R with codes PJ on your 2024 return unless there is Box 4 Federal Tax withholding and/or Box 14 State withholding."
Yes this is the case. As I withdrew my 2023 contribution in February 2024, the taxes for it were withheld in 2024. I definitely need to add both documents to this year's taxes and then separately also go and amend the 2023 taxes.
The issue is when adding both documents to my 2024 taxes, I do not get asked "Did you use your IRA to pay for any of these expenses?". Instead I get asked "Identify the plan.." and none of the options are IRA-suitable. The only way I can get it to ask me "Did you use your IRA..?" is by uploading the 8J 1099-R alone and going through the questions for it.
If I then go and add the PJ one as well I go through a series of questions that ends in "Let's see if we can reduce your early withdrawal penalty" and the next question is "Identify the plan: Qualified retirement plan, nonqualified annuity, modified endowment contract" It forces me to choose one to continue even though IRAs are none of these three options.
