It sounds like this complaint is not getting to the correct person at TT.
The IRS approved behavior that is not implemented correctly is this:
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Q5. Can an account owner just take a RMD from one account instead of separately from each account?
An IRA owner must calculate the RMD separately for each IRA they own but can withdraw the total amount from one or more of the IRAs.
=================================== From IRS web page below. Also is documented in
many IRS documents.
https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs
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The actual behavior of Turbo Tax is to calculate the penalty for each account separately, and add only penalties up, ignoring overages on other accounts. The correct behavior is to:
1)Calculate RMD requirement for each account and aggregate it into one number
2)Take that amount from any combination of accounts and amounts that equals or exceeds the requirementl
I think if this could get presented to the correct person they would be able to correct it. It is an obvious flaw.
