I downloaded financial info, including a 1099R, into TurboTax. I encountered two different problems. First, the 1099R from Fidelity Investments did not convey the fact that my RMD was fully a QCD. So I would be paying taxes on the RMD, even though it was equal to the QCD.
Second, we had purchased US Treasury Bonds through Fidelity and had paid accrued interest to the sellers of the Bonds. That info was not transferred to TurboTax. Again we would be paying more tax than we owed. I paid $60 to get extra help. During my conversation, it became apparent the only way to resolve the dilemmas.
I deleted the downloaded files from Fidelity. Then I manually entered the data from my 1099R, including a provision for listing the QCD. Then I manually entered the Interest from our joint Fidelity account - including accrued interest. Then manually entered dividends. Finally I downloaded only the Stock and Bond purchases and sales.
Bottom line: It works, but this will be the last time I use TurboTax, after using it for over 20 years.
