Retirement tax questions

Box 15. MD/0363444

 

There is no box 16.

 

I am not a peace officer and I am not itemizing this year.  So I take it that the correct taxable amount  is 44895.  Thus, I will not get a reduction in my taxable income because of the healthcare premium subtracted from my pension.  Seems odd that healthcare premiums are pretax when you work, but post tax in retirement.  

Thanks for your response.