I have two IRA's and take distributions from both. However, for one account I take less the the RMD for that acount, and for the other account, I take more than the RMD for that account, making sure the total distribution is equal to or greater than the sum of the RMD's for both accounts. I've done it this way for many years with Turbo Tax and never had a problem.
This year, though, something changed. The wording in the question regarding information about an RMD says "If xxx's total RMD for 2024 was more that the amount taken out, there might be additional taxes to consider". It is unclear if they're referring to the total RMD for just the account being entered, or for all accounts. I initially entered the RMD for the account being entered, and Turbo Tax added a penalty tax.
Entering the amount reported on the 1099-R line 2 for each account for this question, removes the penalty tax and correctly totals the distributions.
