Retirement tax questions

" he said 8606 has no bearing.."

 

Maybe you need a new advisor.

 

Your basis is prorated whenever you take funds from an IRA.

Form 8606 is required.
It will be attached by the software when you tell TurboTax you have a basis (non-deductible contributions)

IRS requires you to keep copies of all Forms 8606 until the end of your IRA.

The last filed copy is the most important.

 

@richardR1