I want to do a roth conversion of my traditional IRA, but first, I need to make sure it consists of 100% nondeductible contributions to not trigger the pro rata rule. So, I'm backtracking through my old tax forms.
From 2016-2020, I had a TSP from the military. I'm not sure whether my contributions were deductible or not, but from looking at the tax returns, I don't think they are. I don't see an 8606 form, but I do see a 8880 form for a savings credit. I also see on line 12 that it was blank- indicating that I was not able to take the credit. Shall I assume that none of the funds were deductible, then?
In 2020, I set up a Traditional IRA and rolled my TSP funds (about $6000) into it. So far, everything has been nondeductible (?). The money sat in there and grew a bit, but I didn't actually contribute to the traditional IRA until 2022. Based on the tax return transcript from 2022, the line for "IRA deductions" is blank, so I don't think I took a deduction for that.
So far, it sounds like I'm able to do a conversion without triggering pro rata. Can anyone confirm? I'm not really sure how to 100% tell whether my TSP contributions were deductible or not, but nothing in my tax forms indicate they were.
