Thanks. In my case 100% of my 403 is declared as housing allowance. So 2a tax amt is 0. Therefore, would I declare in misc income the amount of the gross dist that was more than my housing allowance? Example: Line 1 = $20000. Line 2a = 0 since 100% is declared housing allowance. Actual housing expense =$12000. So misc income = $8000? Thank you so much.
