I contributed $6,500 to a Traditional IRA in September 2024 with after-tax funds and withdrew the exact same amount in December 2024. This qualifies as a 'return of contribution,' but TurboTax is treating it as an early distribution and applying a 10% penalty. The system does not provide an option to categorize it correctly or remove the penalty. Can you guide me on how to override this or make the correct adjustments?
