I'm looking into buying my first house and am considering withdrawing some money from a retirement account to help cover some of the closing costs and such. Are any home inspections done with the intention of purchasing said house and all other closing costs included in these exemptions from the penalty? The wording of using the money to buy, build or rebuild a home is a little vague. Or are all other closing costs such as lawyers fees, title, appraisal stuff, etc... exempt but not any inspections/testing done?
