Still not certain why the change in the form now requiring entry of $ amount. Prior years you only had to click the radio button saying you took all the RMD required, and that meant the total, not referring to the individual accounts. You're right - this makes a mess of things. Still no way to figure what the RMD is for fixed annuities. The annuity does list a "fair market value" at end of each year, but I was told this is NOT a true account value, only a representative value if you had to purchase the annuity for that amount at that time.
