Retirement tax questions

What is your 2024 tax ? do you have withholding taken in 2025?
If your total 2025 withholding alone is 100 % of that amount ( 110% if your 2024 AGI is over $150,000),

You don't need to make estimated tax payments. This is the prior year's tax rule.

If you got a 2024 refund this year and 2025 earnings are comparable then your 2025 withholding may already meet the prior year's tax rule

 

Unfortunately, this won't work for you since you say you will have no earnings in 2025 and therefore no withholding in 2025.

 

See Form 2210 Schedule AI for how much you will need to pay quarterly to avoid penalty.

 

 

@memorris7